Debt and debt

The government is to change student maintenance grants into loans in order to save money.
I have more suggestions in this vein.
One day the debt may be sold to loan companies who will want to collect their money. It will be hard.  There are in fact a lot of outstanding febts will can be packaged and sold – like unpaid taxes and court fines. It can all add to the debt merry go round and we can burn all the paper it generates to keep warm.